Prosperity Home Mortgage

Our Preferred Lenders

Matthew Nathaniel Sotiroglou
Matthew Nathaniel Sotiroglou
Realtor® License ID: 97001

+1(843) 693-7615

100 Crowfield Blvd, Creek, SC 29445

https://mattsotiroglou.agentowned.com

A Realtor That Also Protects His Country! 
Matthew Sotiroglou has been in the Army National Guard as an Infantryman for over 11 years and still serving. Who better to help you with your real estate needs than someone who actually protects your rights to own land?
Matt feels very strong about serving the lowcountry residents when it comes to selling or buying their home. He is a very smart, dynamic, personable guy.
He has a lovely wife, Emily and three beautiful children (Shepard 4, Sherlock 2, Clement 7 months). He is very proud that he was appointed Young Men President of church youth organization @ The Church of Jesus Christ of Latter-day Saints. He served as the assistant Scoutmaster of Troop 417, Eagle Scout - 2006 and has a Bachelor of Science in Nursing from MUSC - 2015.
Matt is the one to contact when you need to sell or are looking to buy a home. No one will pay more attention to your needs, and definitely, no one will get you a better price if you are selling.
Contact Matthew Sotiroglou today!
_________________________________________________________________
MSotiroglou@gmail.com | (843) 693-7615

Mortgage Help

Down Payment

The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.

Loan Term

Your loan program can affect your interest rate and monthly payments. Choose from 30-year fixed, 15-year fixed, and more in the calculator.

Loan Type

There are several types of mortgage loans, but the most commonly used are fixed-rate and adjustable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same, even for long-term loans, such as 30-year fixed-rate mortgages. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Adjustable-rate mortgages (ARMs) have interest rates that can change over time. Typically they start out at a lower interest rate than a fixed-rate loan, and hold that rate for a set number of years, before changing interest rates from year to year. For example, if you have a 5/1 ARM, you will have the same interest rate for the first 5 years, and then your interest rate will change from year to year. The main benefit of an adjustable-rate loan is starting off with a lower interest rate.

Interest Rate

This field is pre-filled with the current average mortgage rate. Your actual rate will vary based on factors like credit score and down payment.

Property Tax Rate

The mortgage payment calculator includes estimated property taxes based on the home's value. You can edit this in the advanced options.

Home Insurance

Home insurance or homeowners insurance is typically required by lenders, depending on the loan program. You can edit this number in the mortgage calculator advanced options.

HOA Fees

A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.

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